How to Find the Best Travel Insurance for Students
Are you or your student preparing to study abroad? Taking a gap year? Planning your senior trip? In the hustle and bustle of planning your school trip abroad, don’t forget about securing student travel insurance. With dozens of companies and plans to choose from, how do you find the right plan to suit your needs? If you’re confused by travel insurance jargon or what coverage really means, don’t worry! These are the most important factors you should consider when finding the best student travel insurance for your international journey.
3 Things to Consider for Student Travel Insurance
1. Travel Insurance Cost
Price matters. Some plans fluctuate in cost based upon your travel duration and age. Some travel insurance companies will charge 4-12% of your total trip cost for their insurance. This pricing structure means the price will vary based upon your prepaid trip costs. Other travel insurance policies charge a flat rate, regardless of trip cost, trip duration, or traveler’s age. These pricing factors vary with different travel insurance companies.
Pro tip: Safe Endeavor provides exclusive, flat-rate* policies for students, starting as low as $30 with the Basic Plan.
2. Travel Insurance Coverage
Coverage amounts will define how much financial help you’ll receive if something goes wrong during travel. You want to make sure you’re receiving adequate coverage. For example, international medical emergencies can cost thousands of dollars. Make sure your policy offers enough coverage for the average cost of these expenses.
Coverage also includes coverage duration. You don’t want to accidentally purchase a plan that only covers you for two weeks, and you’re studying abroad for six months. Make sure the student travel insurance policy you pick will cover your entire time abroad.
Pro tip: Safe Endeavor offers multiple plans with different coverage amounts and durations. Whether you’re traveling for two weeks or an entire year, we have a plan that’s right for you.
3. Travel Insurance Claims Process
Take a peek at the insurance company’s claims process. Is a phone number or email readily provided? Does the website provide an easy-to-follow process if you needed to file a claim? How are the company’s online reviews for customer service? You don’t want to deal with a robot when your medical bills are on the line. The best travel insurance providers will work with you throughout the entire claims process. Their customer care specialists will advocate for you and provide the best possible service.
Pro tip: Customer service at Safe Endeavor will walk you through every step of filing a claim, making it a smooth and painless process.
Student Travel Insurance with Safe Endeavor
Safe Endeavor provides affordable travel insurance policies with extensive coverage amounts. Our rates are designed for students and student groups traveling for school trips, study abroad semesters, gap years, international internships, and other educational adventures. If you’re a student, this means you can access these incredible plans and rates! Check them out below.
Basic Plan
• Costs $30 (flat rate; no hidden fees)
• Single-trip plan
• Coverage for trips up to 60 days
• Baggage and Personal Effects Loss – $500
• Accident Medical Expense coverage – $25,000
• Illness Medical Expense coverage – $25,000
• Emergency Evacuation coverage – $50,000
• Optional trip cancellation coverage upgrade at 5% of your trip cost
• Free access to 24/7 travel assistance
Premium Plan
• Costs $57 (flat rate; no hidden fees)
• Single or multi-trip plan
• Coverage for trips up to 6 months (180 days per trip)
• Baggage and Personal Effects Loss – $2,000
• Accident Medical Expense coverage – $50,000
• Illness Medical Expense coverage – $50,000
• Emergency Evacuation coverage – $500,000
• Optional trip cancellation coverage upgrade at 5% of your trip cost
• Free access to 24/7 travel assistance
365 Plan
• Costs $455 (flat rate; no hidden fees)
• Single or multi-trip plan
• Coverage up to one year (365 days)
• Lost Passport or Visa – $500
• Lost Personal Property – $2,500
• Accident Medical Expense coverage – $100,000
• Emergency Evacuation coverage – $500,000
• Free access to 24/7 travel assistance
365 Sport Plan
• Costs $525 (flat rate; no hidden fees)
• Single or multi-trip plan
• Coverage up to one year (365 days)
• Lost Passport or Visa – $500
• Lost Personal Property – $2,500
• Accident Medical Expense coverage – $100,000
• Emergency Evacuation coverage – $500,000
• Free access to 24/7 travel assistance
• Additional coverage for adventure sport activities
Want the best travel insurance for your student? Compare plans.
*Trip Cancellation and Interruption Insurance is an additional coverage you can add to your insurance policy. This cost is determined by the total trip cost.